Miami Credit Card Debt Lawyer

Our Bankruptcy Attorney Offers Cost-Effective Solutions

It's amazing how a small piece of plastic can lead to so much trouble, and so quickly, too. Credit cards can help us take care of an emergency or an unforeseeable situation, but they can easily trap consumers with high interest rates. Without sufficient discretionary income, you may find your monthly balance growing every month. According to an analysis of Federal Reserve statistics, the average American household has $15,607 in credit card debt, reports NerdWallet. If your credit card debt has become impossible to manage, you need to explore your legal options with the help of our Miami bankruptcy lawyer as soon as possible.

When you are struggling with credit card debt, it easy to feel helpless and even guilty over your situation. Our experienced Miami bankruptcy attorney at Orshan, P.A. wants you to know that you are not alone. For 25 years, we have been assisting debt-ridden individuals in Miami, FL. Allow us to offer you our compassionate and practical solutions to your credit card debt.

Explore Your Options

Out of desperation, many individuals choose to simply default on their credit cards, or stop paying. We strongly recommend that you contact us first to explore the various options available to you. Defaulting on your credit cards will only cause you more problems, and may lead to creditor harassment and to your debts being sold to a collection agency. As soon as you reach out to us for help, we will carefully review the details of your case to determine the most effective and appropriate debt solution for you.

We may be able to recommend the following options to relieve your debt:

Filing for bankruptcy- It is important to choose the right bankruptcy for your unique circumstances to ensure that your debts are discharged properly and in a timely manner. Our knowledgeable Miami debt lawyer can help you determine this.

Debt settlement- This option allows you to agree on a payment plan or lump sum payment with creditors. Debt settlement is done out-of-court, and allows both creditors and debtors to discuss a reasonable payment plan while avoiding bankruptcy.

Other alternatives to bankruptcy - We can strategize a personalized solution that does not involve bankruptcy, including reviewing your budgets, negotiating with creditors, credit card consolidation, etc. Bankruptcy is not always desirable in some cases, so speak with our professional to discuss your situation.

As with all bankruptcy-related matters, your chances of being successful are greatly increased when you have reliable legal guidance. Our firm's founding lawyer, Paul L. Orshan, Esq, will carefully assess your situation and recommend that you file for bankruptcy or seek debt settlement. He can stand at your side during creditor meetings so that you can always make smart and informed decisions. This is the kind of commitment you can expect from our firm.


We understand that contemplating bankruptcy or debt consolidation can lead to many questions and concerns. This is why we proudly offer all our potential clients a free case evaluation so that they can gain a better understanding of their rights and options. Don't let credit card debt dictate how you will live the rest of your life.

Call our office today to speak with our experienced credit card debt attorney.
With Orshan, P.A. on your side, debt relief could be just around the corner.

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